Capital Loan - Your Trusted Financial Partner in KL&Selangor
Get Your Personal Loan Approved in 24 Hour
Flexible Tenure · Transparent Monthly Repayment
Capital Loan provides personal loan solutions with clearly stated terms and structured repayment plans.
Minimum repayment period:
6 months
Maximum repayment period:
Up to 3 years
Maximum Annual % Rate:
18%
4.8/5
Over 1K+ reviews.
About Capital Loan
Capital Loan is the official consumer financing brand of Araz Work, a licensed Malaysia-based money lending service focused on transparency and responsible lending. Through our dedicated online platform, FinTheFund.com, we aim to make the borrowing process easier to understand by clearly outlining interest rates, repayment schedules, and total repayment amounts. Our process is designed to reduce confusion and ensure borrowers are fully informed before proceeding under our official KPKT guidelines.
Satisfied Customers
Complete Projects
Years of Experience
What Capital Loan Offers
Capital Loan provides personal loan options designed to be simple and straightforward.
- Clear monthly repayment structure
- Transparent pricing with no hidden charges
- Flexible repayment tenure from 6 months to 3 years
- Guided assistance throughout the application process
All applications are subject to eligibility review and assessment.
Why Choose Capital Loan
Open to Different Credit Situations
We evaluate every application on a case-by-case basis, accommodating a wide range of financial profiles.
Fast Processing
Upon successful verification, funds for eligible applications are typically disbursed within 2 hours.
Flexible Repayment Period
You can choose to repay from 6 months up to 3 years, depending on what suits you.
No Hidden Charges
We provide a complete breakdown of all interest rates, fees, and repayment schedules prior to any commitment.
Apply Anytime
Our online application is open 24 hours a day, so you can apply anytime.
Simple Documents Needed
Only basic documents are required, such as IC, salary slip, and bank statement.
Loan Repayment Example
- Maximum interest rate: Up to 18% per year
The table below shows estimated monthly repayments based on different loan amounts and tenures.
Loan tenure options:
- Minimum: 6 months
- Maximum: 3 years
| Loan Amount | 6 Months | 1 Year | 2 Years | 3 Years |
|---|---|---|---|---|
| RM 1,000 | RM 181.67 | RM 98.33 | RM 56.67 | RM 42.78 |
| RM 2,000 | RM 363.33 | RM 196.67 | RM 113.33 | RM 85.56 |
| RM 5,000 | RM 908.33 | RM 491.67 | RM 283.33 | RM 213.89 |
| RM 10,000 | RM 1,816.67 | RM 983.33 | RM 566.67 | RM 427.78 |
| Loan Amount | 6 Months | 1 Year | 3 Years |
|---|---|---|---|
| RM 1,000 | RM 181.67 | RM 98.33 | RM 42.78 |
| RM 2,000 | RM 363.33 | RM 196.67 | RM 85.56 |
| RM 5,000 | RM 908.33 | RM 491.67 | RM 213.89 |
| RM 10,000 | RM 1,816.67 | RM 983.33 | RM 427.78 |
Representative Example:
For a loan of RM 1,000 with a repayment period of 1 year at an interest rate of 18% per annum, the total repayment amount is RM 1,180. The monthly installment is RM 98.33. No hidden fees or administrative charges apply.
** The figures shown above are for reference only and represent general loan terms available in Malaysia. Actual rates may vary based on credit assessment.
** Term & Conditions Apply
** For security and compliance, all successful applicants are required to meet our loan officer in person to sign official KPKT-compliant loan agreement.
How It Works
STEP 01
Apply Online
STEP 02
Eligibility Check
STEP 03
Confirm & Receive Funds
Testimonials
Need Cash Fast? Apply in Just a Few Minutes
B206, 2nd Floor, Block B, Dataran Usahawan Kelana (Kelana Square), 17 Jalan Ss7/26, Kelana Jaya, 47301 Petaling Jaya, Selangor.
-No. Lesen WL3918/14/01-11/210927
Sah laku Lesen 22/09/2025 – 21/09/2027
-No. Permit Iklan WP3918/14/01-7/210927
Sah laku Permit Iklan 12/11/2025 – 21/09/2027
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